Mutual Fund is an investment product. It is started and managed by a Mutual Fund company that pools money from various investors and invests it in various asset classes like equities, bonds, money market instruments, and Gold.
A Mutual Fund is run by a professional money manager. This professional, called a Fund Manager, takes all investment decisions, including when and where to invest and when to exit a holding. The goal of the Fund Manager is to generate the best returns possible for the risk he is taking.
Equity Funds are a kind of Mutual Funds that invest in the stock markets. The stocks are selected by a team of professionals who try to deliver maximum returns from your investments while keeping risk in control.
Equity Funds give you a diversified portfolio. Most funds have 40-50 stocks in their portfolio. This reduces the risk you take.
Equity Funds can see some ups and downs in the short-term, so you will need to be patient. Invest in Equity Funds only if you can stay invested for at least 5 years
Invests in Top 100 stocks
Invests in Next 150 stocks
Invests outside Top 250 stocks
Invests in Top 250 stocks
Passively invest in top 100 companies
Invest to replicate mid-cap indices
Invest to replicate small-cap indices
Passively invest in large & mid-cap companies
Invest to save taxes under 80C and earn additional returns
Aggressive saving strategy for retirement
Invests in stocks across market cap
Invests across large, mid and small-cap stocks
Passively invest in large, mid, & small-cap stocks
Invests in top stocks in specific industry/segment
Invests in under-valued stocks with upside potential
Invests in world's top stocks
Invests against the prevailing market trends
Funds that invests in other equity schemes
Invests in dividend paying stocks
Invests in banking stocks
Invests in Technology stocks
Invests in Infra stocks
Invests in consumption stocks
Invests in Energy stocks
Invests in Pharma stocks
Invests in PSU stocks
Invests in MNC stocks
Invests in a specific theme
ESG Thematic Funds: Invest in Top-performing ESG themed funds in India
Invest to replicate sector-specific indices
Passively invest in top 100 companies
Invests in Top 100 stocks
Invests in Next 150 stocks
Invests outside Top 250 stocks
Invests in Top 250 stocks
Passively invest in top 100 companies
Invest to replicate mid-cap indices
Invest to replicate small-cap indices
Passively invest in large & mid-cap companies
Invest to save taxes under 80C and earn additional returns
Aggressive saving strategy for retirement
Invests in stocks across market cap
Invests across large, mid and small-cap stocks
Passively invest in large, mid, & small-cap stocks
Invests in top stocks in specific industry/segment
Invests in under-valued stocks with upside potential
Invests in world's top stocks
Invests against the prevailing market trends
Funds that invests in other equity schemes
Invests in dividend paying stocks
Invests in banking stocks
Invests in Technology stocks
Invests in Infra stocks
Invests in consumption stocks
Invests in Energy stocks
Invests in Pharma stocks
Invests in PSU stocks
Invests in MNC stocks
Invests in a specific theme
ESG Thematic Funds: Invest in Top-performing ESG themed funds in India
Invest to replicate sector-specific indices
Passively invest in top 100 companies
Debt Funds are a kind of Mutual Funds that generate returns by lending your money to the government and companies. The lending duration and the kind of borrower, determine the risk level of a Debt Fund.
Debt Funds can be considered for an investment horizon of 1 day to up to 3 years.
They offer better post-tax returns compared to FDs if you stay invested for at least 3 years.
Liquid Debt Funds are a great option to park your emergency funds. You can earn better returns than savings bank account without taking too much risk
For up to 1 week
For 1 week to 1 month
For 2 to 4 months
For 3 to 9 months
For 6 to 12 months
Long-term passive funds for debt investments
Invests primarily in debt papers for retirement solutions
Lends only to Banks & PSUs
Lends to Safe & Sound Companies
For 1 to 3 years
Invest at least 65% in not-so-highly rated securities
Invests primarily in government securities
Invests passively in government securities.
Invests at least 65% in floating rate-bonds
Invests in other debt funds
For 2 to 4 years
Index funds for debt investments
For 3 to 5 years
For 5 years or more
Lends based on interest rate movements
For up to 1 week
For 1 week to 1 month
For 2 to 4 months
For 3 to 9 months
For 6 to 12 months
Long-term passive funds for debt investments
Invests primarily in debt papers for retirement solutions
Lends only to Banks & PSU
Lends to Safe & Sound Companies
For 1 to 3 years
Invest at least 65% in not-so-highly rated securities
Invests primarily in government securities
Invests passively in government securities.
Invests at least 65% in floating rate-bonds
Invests in other debt funds
For 2 to 4 years
Index funds for debt investments
For 3 to 5 years
For 5 years or more
Lends based on interest rate movements
Hybrid Funds invest in a mix of asset classes. Most Hybrid Funds invest in equity and debt although there are funds that have more asset classes like gold, international equities, etc. in their portfolio.
Hybrid Funds allow you to have a diversified portfolio with just one fund.
Invest in them for goals you want to achieve in 3 to 5 years.
Multi-Asset Funds give you exposure to at least 3 asset classes together.
Max up to 75% in stocks
Max up to 35% in Debt Securities
Max up to 35% in stocks
Adjusts the allocation in various asset classes due to market conditions to provide superior returns
Invests across multiple asset classes ranging from equity & debt to others
Uses asset allocation to build retirement corpus
Capitalizes on ineffecient markets
Readymade portfolio of equity and debt funds
Max up to 75% in stocks
Max up to 35% in Debt Securities
Max up to 35% in stocks
Adjusts the allocation in various asset classes due to market conditions to provide superior returns
Invests across multiple asset classes ranging from equity & debt to others
Uses asset allocation to build retirement corpus
Capitalizes on ineffecient markets
Readymade portfolio of equity and debt funds
www.kotamoney.com is an online website of Mr. Anchal jain . Read more
Equity Funds 
Debt Funds 
Hybrid Funds 